Group of elderly get free Metro ride to museum - India Gazette

Group of elderly get free Metro ride to museum
India Gazette (IANS) Thursday 1st January, 2015
Twenty senior citizens were Wednesday given a free Metro ride and also taken on a tour of the Metro Museum on the occasion of the museum's sixth anniversary.
The Metro Museum, located inside the Patel Chowk Metro station, was opened to visitors Dec 31, 2008.
"A group of 20 senior citizens associated with the NGO, Sehyog Vikas Samiti, Badarpur, was invited to the Metro Museum on the occasion of its sixth anniversary. These senior citizens were brought by Metro from Tughlakabad and taken on a tour of the museum," a Delhi Metro statement said.
The statement added that some of the elderly had never boarded the Metro earlier.
On the occasion, a new exhibit showing a standard gauge train model coming out of an elevated Metro station was also unveiled.
"This new exhibit is expected to be a great attraction for the visitors to the museum. A hand crafted standard gauge train model and new models of toy trains were also unveiled," the statement added.
http://www.indiagazette.com/index.php/sid/228988811

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'Privilege' cards for elderly at Quepem, Goa

http://timesofindia.indiatimes.com/city/goa/Privilege-cards-for-elderly-at-Quepem/articleshow/45554391.cms

'Privilege' cards for elderly at Quepem

​ GOA​

-- QUEPEM: Distribution of 'privilege' cards for senior citizens brought smiles on the faces of some elderly persons after 130 of them were handed the cards.

Deputy collector Ajit Panchwadkar, deputy director of social welfare department Santano Fernandes distributed the cards on Wednesday at a function at Quepem municipality.

"These cards will offer some privileges to senior citizens," Fernandes said. The elderly persons will receive a 50% concession for travel on Kadamba buses and also on shuttle services.

Similarly, senior citizens can gain direct access to the Goa Medical College and Hospital for medical treatment without queuing up. If they are artists, they can also avail a scheme for monetary aid from the art and culture department besides reservations and concession in railway tickets.

"Old people feel helpless once they attain a certain age. The department of social welfare has introduced this scheme. Giving cards to senior citizens will give them assistance," Panchwadkar said.

V.RAGHAVENDRA RAO,

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MTP Road,THUDIYALUR POST,
COIMBATORE-641034.Tamil Nadu.

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Reap benefits of your seniority | The Asian Age

Reap benefits of your seniority
Nov 10, 2014 - Adhil Shetty
 
Several organisations extend benefits to senior citizens but the definition of the term varies. It will be helpful to know who is offering what.

Generally, people who are above 60 years old are referred to as senior citizens. However, the definition of the term 'senior citizens' changes from one organisation to another. Sometimes, even people above 55 years old are referred to as senior citizens, while in other cases the term refers to people above 65 years of age. Irrespective of this age definition, senior citizens are eligible to get a host of benefits, depending on the respective organisation's interpretation of the term. The following are some benefits for senior citizens.
Taxation: The basic exemption limit for a senior citizen is Rs 3 lakh for a senior citizen (above 60 years) and Rs 5 lakh for a super senior citizen (above 80 years of age). This is in comparison to a basic exemption limit of Rs 2.5 lakh for people below 60 years. Further, a senior citizen can claim a deduction of Rs 20,000 under Section 80D towards payment of medical premium, as against a normal deduction of Rs15,000. Senior citizens can submit Form 15H and avoid Tax Deducted at Source issues, which means there is lesser trouble of claiming refunds. Under Section 80DDB, senior citizens can claim a deduction of Rs 60,000 instead of Rs 40,000 which is applicable for others. This section is towards expenses incurred for treating specified illnesses. Taxation benefits can result in considerable savings for senior citizens who file income tax returns.
Railway Tickets: Indian Railways allows a discount on train tickets for senior citizens. Accordingly, a male above 60 years can get a discount of 30 per cent on the fare of the train ticket. A woman who is above 60 years of age can get a concession of 50 per cent on the fare of the train ticket. The senior citizen needs to carry the proof of age while travelling. The discount is applicable for all trains including Shatabdi, Rajdhani and Jan Shatabdi trains. Note that in case of tatkal reservations, these concessions do not apply.
Fixed Deposits: Senior citizens who open fixed deposits with banks can get an additional interest rate of anywhere between 0.25 per cent and 0.75 per cent above the normal interest rate applicable for other deposit holders. The extent of benefit varies from bank to bank. Individuals need to be above 60 years of age to claim this benefit.
Loans: If you are a senior citizen and wish to avail loans from banks, you can receive a concession in interest rate in most cases. Bank of India Star Personal Loan scheme for example gives a two per cent concession for senior citizens who wish to avail a personal loan. The personal loan from Punjab National Bank is available for senior citizens without upfront fees or margin requirements.
Air tickets: Air India gives a discount of 50 per cent on basic fare of normal economy class fare for domestic flights for senior citizens above 63 years of age. The age as on the journey date.
Special Schemes: There are certain special schemes meant for senior citizens which can give an attractive return. Senior Citizens Savings Scheme for example is available for individuals above 60 years which can earn an interest of 9.2 per cent per annum. The reverse mortgage scheme is another scheme for senior citizens above 60 years of age, wherein if there is a need for funds, the senior citizen can mortgage his property and earn a regular income on this.
Other Benefits: Some banks offer a concession in service charges for some of its services. For example, State Bank of India offers a 50 per cent concession for several services such as issuance of duplicate statements, cheque books, etc.
The senior citizen community is increasing, with growing life expect-ancy in the country. Several initiatives are being introduced from time to time to ease their finances. However, the level of awareness of these benefits is low. As a result, many senior citizens do not avail these benefits.

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The writer is the CEO of BankBazaar.com
http://www.asianage.com/business/reap-benefits-your-seniority-436

YES Bank offers 7% on SB account

Read info from Yes Bank offer to Seniors. Where is the catch?

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YES RESPECT (for senior citizens)

At YES BANK, we understand that Senior Citizens have specific needs when it comes to lifestyle and dealing with finances. Presenting YES RESPECT, a bouquet of banking solutions and privileges designed to help you be in control and enable you to enjoy true financial freedom!

ENSURING GREATER EARNINGS AND HIGHER SAVINGS

• Savings Account with higher interest rate of 7% p.a.*
• Extra 0.50%** interest rate on Term Deposits
• Discount of 40% on Locker facility
• One year waiver on Annual Maintenance Charge on Demat Account

NURTURING RELATIONSHIPS BY ADDING VALUE

• Dedicated Relationship Manager to cater to banking needs and for personalised advisory on investment portfolio
• Enjoy discounts at chemists, pathology labs, dental and eye care centres, hospitals, retail outlets, hotels and more^#
• Special offers on computer literacy programmes from NIIT

CONSTANTLY WORKING FOR YOUR CONVENIENCE

• Transact at any YES BANK branch at no extra cost
• Extended banking hours at YES BANK branches (Mon to Fri- 9:30 AM to 6:30 PM; Sat- 9:30 AM to 1:30 PM)**
• Free Silver Debit Card
• Free unlimited access to any Bank's ATMs across India
• Make cashless purchases in millions of establishments worldwide
• Enhanced withdrawal and purchase limits
• Phone Banking supported by voice-enabled Interactive Voice Response (IVR) system
• Free alerts on your mobile phone and email for account debits, credits and balances (including for low balance and overdraft)

PROVIDING COMFORT WITH HEALTH BENEFITS

• Discounts on medical consultation and diagnostic packages at Metropolis India diagnostic centres
• Free Personal Accident cover of Rs.1 lakh on your Debit Card^@

GIVING BACK TO SOCIETY

Participate in YES Community, a unique community engagement initiative that aims to connect YES BANK with the surrounding communities on social and environmental issues.

*7% p.a. rate of interest applicable to balances of Rs. 1 Lac & above. Interest rate of 6% p.a. is applicable to balances below Rs. 1 Lac. Rates are subject to change at the sole discretion of YES BANK. Conditions Apply.

^#The customer needs to get enrolled in the HelpAge India AdvantAge Card programme. Click here for Terms & Conditions.

**Terms and Conditions Apply

^@Insurance is the subject matter of solicitation. Conditions Apply.

Dr P Vyasamoorthy
30 Gruhalakshmi Colony, Secunderabad 500015 Telangana
LL 040-27846631

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/ Mobile: 9490804278

KCR - He is becoming a chatterbox whose utterances are unbecoming and indecorous, not commensurate with high office he has reached.

Radioweb - Bhakti & Carnatic music download at a fee - discounts for senior citizens

Carnatic music and Bhakti music on payment basis but at discounts to sss-global members.

Those interested my visit the site and do the needful.

Dr P Vyasamoorthy
30 Gruhalakshmi Colony, Secunderabad 500015 Telangana
LL 040-27846631 / Mobile: 9490804278

To send LARGE files to your friend use sendfiles2.me 

RadioWeb is an online music service for Carnatic and Devotional music. www.radioweb.in

RadioWeb is not just another music streaming website; it offers exclusively curated shows.

New programmes are added daily, giving something new to listen every day.

We currently run two channels – RadioWeb Carnatic and Radioweb Bhakti

RadioWeb Carnatic :  http://radioweb.in/programs

Expert RJs put together the songs and weave information around them to create not just a playlist, but also meaningful and compelling stories around the music.

These carefully curated shows go beyond giving you music – they provide a complete musical experience. Whether it is artistes, ragas, composers, concerts, tributes, or information on the various aspects of Carnatic music, RadioWeb opens up an avenue to listen to the music and access the information that you want.

The RadioWeb Carnatic team consists of RJs who used to present the shows on the Shruti channel on WorldSpace

RadioWeb Bhakti :  http://bhakti.radioweb.in

The music is contextually presented in connection with deities and festivals. Apart from music, Bhakti will also provide a range of other audio material in the form of discourses, talks, stories, snippets and other information that is spiritually oriented..

In addition to daily shows that offer a choice of listening options , there is a large selection of albums that you can browse and listen in the Album section ,

The Deities, Artist & Gurus section brings together music related to a particular Deity , Artist or Guru.

There is also a radio feature that plays out a selection of songs related to the Deities, Artist or Gurus

There is a selection of albums on our Store to buy and download.

A sample of the types of programmes that we present is available below

You can try out the service by registering on the site for a 14 day Free Trial at :  http://radioweb.in/free_trial

We are currently running a special offer on subscriptions of additional 25 % free months for subscriptions by 15th Oct

As a special offer to the Senior Citizens community :

If you choose to subscribe to RadioWeb and take a 12 month or a 6 month subscription , we will give a 4 months or 2 months respectively, additional free access to RadioWeb . This translates to an effective 33% discount. This offer is valid till 25th Oct 2014.

Once you subscribe send an email to support@radioweb.in , stating that you are a member of the sss-global community and we will apply this offer

You may also forward this email to your friends and family , and we will also make this offer available to them.

A 12 + 4 month free subscription costs Rs 1,950 ( + service tax ) and a 6 month + 2 month free subscription costs Rs 1,150 ( + service tax )

This is an monthly cost of Rs 137 / 162

This is a cost of about Rs 5 per day and is very affordable

The subscription to RadioWeb is for all of RadioWeb i.e. for both Carnatic & Bhakti channels 

If you have any queries please email me

Thanks & Regards

Krishnan

Cell:       +91 99452 79344

Email :   krishnan@radioweb.in

Website:            www.radioweb.in

On Facebook     http://www.facebook.com/RadioWebIndia

On twitter:        @RadioWebin

On Google + :    google.com/+RadiowebIn

Bank of Baroda Services offered for Senior Citizens | Senior Citizen Discounts and Concessions

Bank Of Baroda Services Offered For Senior Citizens


Offer Description:
Renewal of accounts of Senior Citizens
Once the age of the Senior Citizens is verified for accepting deposits under the scheme. Branch shall not seek proof of age for renewal of the deposit or while taking subsequent deposits from him/her.
Treatment of joint deposits
For accepting deposits of Senior Citizens jointly, with other persons below the age of sixty under the special scheme for Senior Citizens, the benefit of additional interest (above the normal rate of interest) shall be given only when the Senior Citizen's name is the first name in the application.
Minimum Amount of deposits
There are no restrictions on the minimum amount.
Additional Interest
The branches of the Bank have been authorized to pay an additional interest of 0.50% on the fresh deposits of all maturities of Senior Citizens and renewal of existing deposits of Senior Citizens.
Bulk deposits

In the case of bulk deposits (Rs.15/- lacs and above), twin benefits of interest shall not be passed on to the depositor i.e. higher rate of interest for the bulk deposit / the additional rate of interest as Senior Citizen.
Interest rate on Loan against deposits of Senior Citizens
Interest rate on Loan against deposits of Senior Citizens shall be charged at 1.25% over deposit rate.
Savings Scheme of Government for Senior Citizens
The Scheme is available to Senior Citizens Age 60 years (50 years for those who have retired under a voluntary or special voluntary scheme).
Rate of Interest on deposits is 9%, payable quarterly. However, interest is fully taxable.
Deposit Account can be opened in a single name or jointly with spouse.
Nomination facility available to depositors.
Investment can be made in multiple of Rs.1000/- with a maximum investment limit of Rs.15,00,000/-.
Tenure of the deposit is 5 years which can be extended for further 3 years.
Facility for premature withdrawal available after one year on payment of penalty.
Other Concessions / Waivers
ATM cards shall be issued free of charge to all Senior Citizens who qualify the eligibility criteria fixed by the Bank for issue of ATM card.

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Free remittance facility shall be allowed by debit to savings bank accounts maintained by Senior Citizens for personal uses.
Collection charges are waived on collection of outstation cheques up to Rs.5,000/- representing pension for Senior Citizens who are maintaining accounts with Rural Branches.
At par collection of Pension Bills / pension cheques.
No Queue Facility
All our branches provide No Queue facility to our Senior Citizen customers. Special counters have been opened in Large Size branches for this purpose.

http://www.seniorduniya.com/pid_16778/Bank-of-Baroda-Services-offered-for-Senior-Citizens

Four private hospitals offer discounts for the elderly - The Times of India

Four private hospitals offer discounts for the elderly
TNN | Aug 7, 2012, 02.19AM IST


THIRUVANANTHAPURAM: A group of private hospitals, in a move to ensure better care for senior citizens, have decided to offer them discount in the treatment expenses. As per the talks the managements of four leading private hospitals had with the Senior Citizens Friends Welfare Association, it has been decided to offer 10-15% cut in treatment cost for the senior citizens of the state.

Kerala Institute of Medical Science (KIMS) in Anayara, Sree Uthradom Tirunal hospital in Pattom, Cosmopolitan Hospital in Pottakuzhi and SK Hospital in Pangode are the four hospitals which have signed an agreement with the association. "This will be a big solace for the senior citizens, especially for those who are finding it hard to meet the expenses. The agreement is that the senior citizens coming with the identity card of the association will be given the discount," said state secretary of the association Amaravila Ramakrishnan Nair.

The association is now engaged in talks with the private hospital managements in Ernakulam and Kozhikode also. "We had one round of talk with the hospitals there. The initial responses are positive and we hope that we can sign an agreement with them soon," said senior vice president of the association R Rajan.

Apart from this the association also held talks with some self-financing medical college managements to implement the system there too.

The association has also submitted a memorandum to the state government seeking special geriatric wards in all government hospitals in the state. "We have demanded wards for the senior citizens in those hospitals where there is an inpatient facility. At present the government has committed to set up geriatric wards in all taluk hospitals, which is not sufficient," said the association leaders.

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http://timesofindia.indiatimes.com/city/thiruvananthapuram/Four-private-hospitals-offer-discounts-for-the-elderly/articleshow/15381673.cms